Accept stablecoin payments. Protect both sides.
Create a payment request in a few clicks. Funds sit in escrow until the payout date — your buyer is protected, and you can't be charged back. No vetting, no gas fees.
How it works
Create
Seller sets an amount and a payout date — typically a day after expected delivery, so the buyer has time to check the goods.
Fund
Buyer pays into a smart contract. Funds are locked — neither party can touch them until the payout date.
Release
On the payout date, seller gets paid automatically. If something went wrong, buyer can raise a dispute before that date to freeze the funds.
Live demo
See what your customers see.
This opens the actual Stabledrop checkout — the same experience your customers get when they click “Pay” on your site.
Pay $0.001 USDC (try for free)
For merchants
Everything traditional processors take from you, we don't.
No chargebacks
Disputes are negotiated between buyer and seller. No chargeback fees, no limits, no penalties on your account.
No floats
Your money is never held by a payment processor. Funds go straight from escrow to your wallet on the payout date.
No freezes
Transactions run on smart contracts. They execute even if our servers go down — nobody can freeze your funds.
No vetting
No KYC, no KYB, no applications, no approval process. Install and start accepting payments immediately.
10-minute setup
WordPress plugin, Shopify plugin, or one line of JavaScript. No admin approval needed.
Significant savings
1% flat fee vs. 1.5-3.5% + monthly fees + chargeback fees + float costs with traditional processors.
For buyers
Pay with stablecoins and actually be protected.
Buyer protection on every payment
Funds are held in escrow until a pre-agreed date. If something goes wrong, raise a dispute before payout to freeze the funds. Works on P2P payments too.
Gas-free transactions
You don't need to hold ETH or any native coin. The system covers gas fees in the background.
Automatic network and wallet
No choosing networks, no copying wallet addresses. Sign in with Google or email and pay. The system handles the rest.
Non-custodial
The smart contract holds funds — they can only go to buyer or seller. Nobody else can touch them, not even us.
For AI agents
Let an agent pay on your behalf. Keep the right to object.
Stabledrop ships as an MCP server. Connect it to Claude, ChatGPT, Cursor or any MCP client and your agent can prepare, settle and verify escrow payments in plain conversation.
Pay an email address
Name the seller, or whoever may dispute, by email. The agent never needs to know a wallet address.
The server holds no key
It is handed a signed authorisation or the funds land at the address directly. An agent can no more move your money than a stranger can.
A person keeps the veto
Only the named buyer can dispute. Not the agent that paid, not whoever holds the receipt.
Signed receipt
Every settlement returns an AP2 receipt that anyone can verify, naming the payout and the fee.
No credential required
Streamable HTTP, no API key, no sign-up. The escrow address is a pure function of its terms, so there is nothing to authenticate.
Discoverable
Listed in the official MCP registry and published at /.well-known/mcp.json, so agents can find it on their own.
per transaction. Nothing else.