Stablecoin payments made safe and easy
Instant Escrow gives stablecoin payments a familiar checkout experience and buyer protections, opening stores up to new customers with just one line of code.
Send or Request Payment
Create payment requests or manage your escrow transactions
Authenticate with social ID, passwordless email or existing wallet
Sign up with email or use your existing wallet
Add Stablecoin checkout to your site
✓ No admin needed - self-install in 10 minutes on your site
See working examples and user experience videos
Open Source
Don't trust us. Verify the code yourself.
Every Line of Code is Public
All smart contracts, frontend, and backend code is on GitHub. No hidden fees, no backdoors, no secrets.
Community Audited
Developers worldwide can review our code. Bugs get found and fixed faster than closed-source alternatives.
Blockchain Security
Smart contracts are immutable and on-chain. What you see is what you get - no surprises, no changes.
Fork It, Modify It, Own It
MIT licensed. Run your own instance, customize it, or contribute improvements back to the community.
Read every line. Audit the security. Trust through transparency.
See How It Works
Follow Sarah and John through a real transaction to see how secure payments work
Sarah creates payment request
Sarah is selling her laptop for $800. She creates a payment request with a 7-day delivery window.
Laptop Sale
$800 • 7 days delivery
John puts money in secure trust
John wants the laptop. He deposits $800 into the secure escrow - money doesn't go to Sarah yet.
Sarah ships the laptop
Sarah sees the payment is secured and ships the laptop to John with tracking.
Laptop Shipped
Tracking: #TRK123456
Automatic payment after 7 days
Time's up! John received the laptop and didn't dispute. Sarah automatically gets paid.
Sarah gets paid!
Transaction complete
Want to try it yourself? Create a test payment with just $0.001
Simple 3-Step Escrow Process
Seller creates payment request
with delivery timeframe
Buyer puts funds in secure trust
Money goes into secure trust, not directly to seller
Automatic payout to seller
Seller receives payment at pre-agreed date & time. Disputed transactions held in trust until resolution.
What if there's a problem?
Built-in dispute resolution protects both buyers and sellers without lawyers or fees
Buyer raises a dispute
If goods don't arrive, arrive damaged, or aren't as described, the buyer can click "Raise Dispute" before the payout date. Funds immediately freeze in escrow - the seller can't access them.
Buyer and seller negotiate directly
Our automated system facilitates direct negotiation between buyer and seller. Each party proposes a fair split of the escrowed funds (e.g., 70% refund to buyer, 30% to seller for shipping costs).
Why this works better than chargebacks:
- • No dispute fees for the seller (traditional systems charge $15-25 per chargeback)
- • Seller participates in the resolution (not just a unilateral decision)
- • Both parties can see all proposals and counter-offers
- • Encourages reasonable compromises instead of all-or-nothing outcomes
Automatic payout when agreed
When both parties accept the same split, the smart contract automatically distributes funds according to the agreement. No waiting for manual review, no additional fees.
If parties can't agree after reasonable negotiation attempts, admin mediation is available as a last resort - but the smart contract ensures funds can only go to the buyer or seller, never to anyone else.
Disputes vs. Traditional Chargebacks
No dispute fees
Traditional processors charge $15-25 per chargeback
Seller has a voice
Can propose fair splits and explain their side
Finite timeline
Must be raised before payout, not 180 days later
Funds guaranteed safe
Smart contract only pays buyer or seller
Cost
Free testing with $0.001 payments
Try it risk-free first
Questions?
Need help or have questions?